IRA

You're already planning your retirement. Traveling? Golf? It's time to save money to afford all the plans. And it's never too early. Consider an IRA account. Offering possible tax benefits, our Traditional, Roth and Education IRA accounts are a smart investment. Your tax advisor can explain all the tax benefits or visit our Education Center for more information about IRAs and retirement-related articles.

IRA Savings

Competitive dividend rates paid on balances of $100 or more
No monthly fees
Dividends calculated and paid monthly
24-hour account access through BranchLine and ExpressLine
Direct Deposit
$5 minimum opening deposit
Funds federally insured by the NCUA

IRA Money Market

Competitive dividend rates paid on balances of $2,500 or more
No monthly fees
Tiered rates for higher balances
Dividends calculated daily and paid monthly
24-hour account access through BranchLine and ExpressLine
Direct Deposit
No minimum opening deposit
Funds federally insured by the NCUA

IRA Certificates

Competitive dividend rates paid on balances of $500 or more
Flexible terms from 6-months to 5-years
No monthly fee
Dividends compounded monthly
24-hour account access through BranchLine and ExpressLine
$500 minimum opening deposit
Funds federally insured by the NCUA

IRA accounts cannot be opened on-line. For more information, please call a member service representative at (888) 858-6878, ext. 6231.

Please consult your tax advisor for possible IRA tax benefits. Fees may reduce earnings and a penalty may be imposed for early withdrawals. Additional penalties may be assessed by federal and state tax authorities under regulations governing IRAs.