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FAQs

How can I apply for a loan?
Apply Online! We offer instant loan decisions, by clicking the blue "Instant Loan Decisions" button in the upper left corner or calling our Loan By Phone Center at (888) 858-6878, ext.6332, Monday - Friday 7:30 a.m. to 6:00 p.m.

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Do you offer accounts for young adults?
Yes! We know that parents want to teach their children about money management, that's why we offer a bevy of products and services specially designed for young adults. Under our "Products" menu, find the age-appropriate list of products for the young adult in your life. Or, visit our "Education Center" for free articles on Kids and Money.
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Does Pacific Service CU offer mortgage loans?
Whether you're looking to buy or refinance, we've got a low-rate loan for you. We have the tools to make buying or refinancing a pleasant experience. Calculate your monthly payment, how much house you can afford and much more using our mortgage loan calculators. Or, visit our Education Center for free, unbiased articles about home buying and homeownership. We'll take care of the instant loan decisions, competitive rates and friendly service, all you have to do is pick the house.
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How can I earn dividends, but still access my money?
We understand that you want to be in charge of your money. You want your money to earn high-yield dividends, but you don't want to sacrifice liquidity. Maximize your earning potential and still have access to your money with a Money Market Account. There's absolutely no risk, your earnings are guaranteed, and your savings are federally insured by the National Credit Union Administration (NCUA).
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I joined the Credit Union through a car dealership. How can I take advantage of all of your products and services?
It’s easy to get low loan rates and high savings rates with Pacific Service Credit Union. Since you’re already a member, you can open a new account online. Visit our "Rates" and "Product" sections for more information or call a member service representative at (888) 858-6878. We can even transfer your loan balances from other institutions to help you save money.

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SECURITY NOTIFICATION
For website security purposes and to ensure that access to the Pacific Service Credit Union (PSCU) website remains available to all users, PSCU may enable the use of software programs to monitor and record network traffic to identify unauthorized attempts to upload or change information or otherwise cause damage. Unauthorized attempts to upload information or change information on this website and any other illegal activities are strictly prohibited, may be reported to law enforcement agencies and may be punishable under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

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Pacific Service Credit Union