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Skip-a-Loan Payment
Find out more.

Need extra cash?
We know that sometimes you need to stretch your budget for unforeseen expenses, tax payments or emergencies.  Don’t worry – we can help. 

Pacific Service CU now offers you the opportunity to skip your loan payment – up to twice a year.  It’s only $20 and it won’t affect your good credit.

Here’s how to free up the green:
1. Login to BranchLine
2. Click on Skip-a-Loan Payment
3. Choose any loan that is eligible to be skipped

It’s that easy!  For more information, call a member service representative at (888) 858-6878, ext. 6332.


Members can skip unconsecutive loan payments up to twice per year, per loan.  A $20 FINANCE CHARGE will apply for each loan payment skipped, excluding VISA.  The fee must be paid in advance by check or automatic withdrawal from your checking, savings or money market account.  Loans with co-signers can only be processed upon receipt of a signed authorization by all parties to the loan.  Home equity loans, home equity lines of credit and PowerLine loans are ineligible for Skip-a-Pay.  Loan must be current and opened 6 months with good payment history to be eligible.  Other restrictions may apply.  The interest on the loan continues to accrue, and all other terms and provisions remain unchanged.  Your deferred payment(s) plus any additional accrued interest will be paid at the end of your loan.

SECURITY NOTIFICATION
For website security purposes and to ensure that access to the Pacific Service Credit Union (PSCU) website remains available to all users, PSCU may enable the use of software programs to monitor and record network traffic to identify unauthorized attempts to upload or change information or otherwise cause damage. Unauthorized attempts to upload information or change information on this website and any other illegal activities are strictly prohibited, may be reported to law enforcement agencies and may be punishable under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

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Pacific Service Credit Union