Buying a Car

Buying a car is a major expense; one that can be fun, exciting and maybe even a bit confusing. Whether you’re buying your very first car or upgrading to the latest model, we can help make the entire process easy with the tools and resources you need.

Let’s get started.

Finding the right car for you

Many people start out with an idea of what type of car they want. It may be an SUV for a growing family, a truck to carry guitar amps, or a hybrid to get better gas mileage. Before you get too far into your wish list, visit Kelley Blue Book or AutoSMART to research new and used car prices. This will help you determine what kind of car you can afford.

Paying for your car

Unless you have thousands of dollars saved up to pay for your car, you’ll need a car loan. Our auto loan calculator can tell you how much money you’ll need for a down payment or it can calculate your estimated monthly payments. Be sure to check out our competitive loan rates. You’ll quickly see that the Credit Union is your best bet for financing your dream car.

Applying for your car loan

When you’re ready to get your loan, apply online or call our Loan by Phone center at (888) 858-6878, ext. 6332, 7:30 a.m. - 6 p.m., Monday - Friday. Too excited to wait? No problem. We provide instant loan decisions.

Car loan for homeowners

There’s more than one way to finance a car. If you’re a California homeowner, you may qualify for an auto equity loan which allows you to write-off the interest you pay.

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