We’ve lowered our auto loan rates!
Steve Punch, President & CEO
While other lenders are cutting back credit and raising rates and fees, we’re working hard to create better products for loyal members, like you.
We’ve met this challenging economy head on by taking a hard look at our processes and streamlined how we do business. Our efforts have lowered costs enabling us to create greater value for our members.
First, we revamped our checking accounts. Then, we improved our Visa program, including lowering rates for most of our cardholders. We did this with the intent to provide honest value and very competitive pricing. Now, we’ve taken on our auto loans.
Simply put, you asked for lower auto loan rates and now we can give them to you.
We’ve lowered our auto loan rates to as low as 4.24% APR for up to 72 months based on credit qualifications. Better yet, as a reward to our most loyal members, if you have a Relationship Checking account with us, we’ll lower that rate to as low as 3.99% APR. Now that’s a great deal!
Now may also be a great time to refinance an existing auto loan. With a phone call and a few minutes, we can determine if we can lower your monthly payment.
I encourage you to compare Pacific Service CU to dealer financing options. The “How to Drive a Bargain on an Auto Loan” video explains the difference between 0% dealer financing restrictions and credit union financing. There is also a calculator to help you determine which is the best deal for you.
Here a few online resources that may help you as you shop for a car:
Current rates and complete details
Loan Payment Calculator
Questions to Ask Before You Buy a Car
How to Choose Between New and Used
Video: How to Drive a Bargain on an Auto Loan
We’re ready to earn your business and we hope you enjoy the improvements to our Auto Loan program.