These days, your smartphone probably carries more confidential information than your wallet.  Phones often have password vaults or stored passwords, banking information, your contact information and more.  Now that your phone is more important than your wallet, phone theft is the new purse snatching.  So, how can you keep your personal information safe?   Password [...]

Most consumers are familiar with mortgage loan refinancing. However, members often tell us they didn’t know they could refinance their auto loan.   Vehicle loans are typically established with 4-6 year terms.  During the loan period, economic and financial situations can change.  You may be able to proactively respond to these changes with an auto [...]