Great news! We’ve enhanced our checking accounts by adding courtesy pay protection for your ATM and debit card transactions. Add this new protection to your checking account today with two simple clicks. Or, keep reading for more information.


Currently, your Pacific Service CU checking account offers peace of mind by protecting you from accidental overdrafts for checks, electronic payments and bill pay transactions. Our new debit card courtesy pay protection will help you avoid the embarrassment and hassle of a declined transaction for your ATM and debit card.


In the event that there’s not enough money in your account to cover a transaction, we will pay the transaction for a nominal fee. If your account is $5 or less overdrawn, the service is free. If your account is $5.01 or more overdrawn, a $25 fee will apply.


You must opt-in to receive the additional convenience of ATM and debit card courtesy pay. Sign up today. You’re only two clicks away.


Read more about our Courtesy Pay program in our Frequently Asked Questions (FAQs) or call a member service representative at (888) 858-6878.


We hope you enjoy the enhancement of ATM and debit card courtesy pay.


by Jenna, Vice President, Operations