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As a nonprofit, full-service financial institution, part of our mission is to provide financial education so you can feel confident that you're making informed financial decisions.

 

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Apr 1

2014

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Great news!  If you’re tightening your budget or even just trying to save a little money – we’ve got a great deal for you.

 

Give your finances a workout by trimming high-rate credit cards with a no-cost balance transfer. It’s the easy way to save money on interest and lower your monthly payments.

 

For a limited time, we’re offering  1% cash back on Visa balance transfers.  Our Visa Platinum Card features no annual fee, no balance transfer fee and no cash advance fee – now that’s a great deal!

 

When you transfer your credit card balances from another lender to your Pacific Service CU Visa Platinum Card by June 30, 2014, we’ll give you 1% cash back—up to $100.

 

It’s easy to take advantage of this special cash back offer. Apply online for an instant loan decision or call a member service representative at (888) 858-6878.  We’re ready to help.

 

Mar 26

2014

by Michelle, Assistant Vice President, Operations

by Michelle, Assistant Vice President, Operations

A recent scam affecting consumers involves fraud artists gaining access to your home computer to steal private information, data and files.

 

Here’s how it works.

A fraudster calls you on the phone claiming to be a Microsoft technical support employee. They may offer to speed up your computer, troubleshoot any performance issues or help you upgrade your software. With your cooperation, they dial in to your computer, which gives them access to your files.

 

Once they are logged into your computer, they can:

Install malicious software or spyware to capture personal and financial information, including user names and passwords.

 

Control your computer remotely, even after they claim to have logged off and after your phone call has ended.

 

Instruct you to access fraudulent websites that collect personal and financial information.

 

Additionally, at the end of the call, these scammers may attempt to collect your credit card information to charge you for their time and services.

 

In response to these scams, Microsoft has stated, “Neither Microsoft nor our partners make unsolicited phone calls (also known as cold calls) to charge you for computer security or software fixes.”

 

Do not trust unsolicited callers claiming to provide computer services. If a caller claiming to represent Microsoft contacts you, do not purchase any software or services from them. Most importantly, do not give them control of your computer.

 

As always, we encourage you to trust your instincts and never provide personal information to strangers.

 

If you suspect that your account has been compromised, immediately call a member service representative at (888) 858-6878. After hours, for debit or credit card fraud, please call (800) 543-5073 to block your card.

 

We can cancel compromised cards, change your account number or add a password to your account for future transactions if it becomes necessary.

 

 

Mar 17

2014

Great news!  If you’re tightening your budget or simply like to save money – we’ve got a great deal for you.

 

Let us try to save you money on your auto loan with 1% cash back – up to $300, no payments for 90 days and a rate as low as 2.24% APR.

 

1% Cash Back
For a limited time, we’ll give you a 1% cash rebate when you refinance a loan from another lender to us – up to $300. That’s right, you’ll get cash in your pocket today and monthly savings for the rest of your term.

 

No payments for 90 days
Better yet, you’ll have the option to not make a payment for 90 days.

 

Simple Process
Give us a phone call and a few minutes and we’ll add up just how much we can lower your monthly payment and how much that will save over the life of the loan. Or, try our online Loan Saver Calculator to add up your savings.

 

Receive an instant loan decision online or call a friendly member service representative at (888) 858-6878.

 

Hurry, this special 1% rebate offer expires June 30, 2014 See complete offer details.

Mar 11

2014

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Great news!  If you’ve been considering switching your checking to Pacific Service CU, now’s the time.

 

We’re so sure you’ll enjoy the benefits of our checking accounts, we’ll give you $50 when you open an account.

 

Want more?  We’ll give you $100 and same-day ATM fee reimbursement if you choose Relationship Checking with required direct deposit.

 

Here’s more information about our checking accounts.  If you’re not sure which account is right for you, try our simple checking account wizard.

 

For more information on our checking account promotion, call a member service representative at (888) 858-6878.  We’re ready to help.

 

Open an account or tell a friend!  We look forward to serving you.

 

Hurry, this offer ends April 30, 2014.

 

Feb 11

2014

The IRS has issued a warning to consumers about fraudulent charity scams.  Fraudulent scams capitalize on the goodwill of the public with the intent to steal money or identities.

 

The IRS warns that scams of this nature are most rampant following major disasters, like recent devastating tornados or typhoons.  Disasters are the most popular times for this type of fraud because of the surge of good will surrounding a catastrophic event, and suspicious circumstances are more likely to be overlooked because of the immediacy of need.

 

The scammers pose as a legitimate charity using several different methods.  They may claim to be an employee or volunteer of a legitimate charity.  They may use company names that sound similar to real charities.  They may use email that link respondents to fraudulent websites.  Or, they may use phone calls or emails to solicit donations requiring personal or financial information in attempt to commit identity theft.

 

You can protect yourself in several ways:

 

Verify that the charity is legitimate. 
The IRS and FEMA both offer online tools to search for qualified tax-deductible organizations.

Don’t share your personal financial information.
Never share your Social Security Number, credit card numbers, your credit union account number or your passwords with anyone.  Often these donation attempts are a way to access much more than your intended donation amount.

Don’t send cash.
Cash isn’t a traceable way to record donations for tax purposes, but it’s also not very secure.  Use a check or other payment method to properly document your transaction.

 

If you think you may be a victim of charity-related fraud, report the incident to the IRS using the Reporting Phishing link.

 

If you suspect that your account has been compromised, immediately call a member service representative at (888) 858-6878. After hours, for debit or credit card fraud, please call (800) 543-5073 to block your card.

 

We can cancel compromised cards, change your account number or add a password to your account for future transactions if it becomes necessary.

 

by Michelle, AVP, Operations

 
   
 
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