Visa Credit Cards

Our low rates and no annual fee make this card a terrific value.  With the added benefit of Rewards, you can turn everyday shopping into travel and brand-name merchandise.  Receive an instant loan decision today!  Credit Card Connection, a non-profit consumer advocacy website, has awarded our Rewards card their 5-Star rating, indicating excellence in consumer fairness.

Our Rewards program offers:

  • One point for every $1 spent
  • Points never expire
  • Points can be used for airline tickets, hotels, rental cars, cruises, vacation packages and brand-name merchandise 
  • Access to multiple airlines
  • No black-out dates
  • Points and cash option
  • Online booking
  • Access to a free travel service

Loan Saver

Already have a credit card? Find out how much you may be able to save with Loan Saver. Our online calculator can determine if you can save money by transferring your existing credit card balances to us. It's free, simple and you can calculate potential savings in just minutes.

We offer two Visa credit card options. The chart below can help you decide which card is right for you:


Visa Platinum Rewards Visa Platinum Rewards Starter

Perfect For

 
Members who want to earn travel or merchandise rewards. Browse the Rewards Catalog.

Members 18 or older who want to start building credit, have no adverse credit history and have a job or a co-signer with the added benefit of travel or merchandise rewards. Browse the Rewards catalog.
Variable APR Current APR
Based on credit qualifications
Current APR
Based on credit qualifications
Annual Fee None None
Cash advance fee None None
Balance transfer fee None None
Skip your loan payment option $25 per skipped payment – details $25 per skipped payment – details
Additional benefits Zero Liability Coverage, Travel Accident Insurance, Free Rental Car Insurance, Emergency Worldwide Cash and Card Replacement, Travel and Emergency Assistance, Warranty Manager Service; secure online shopping with Verified by Visa Zero Liability Coverage, Travel Accident Insurance, Free Rental Car Insurance, Emergency Worldwide Cash and Card Replacement, Travel and Emergency Assistance, Warranty Manager Service; secure online shopping with Verified by Visa

After Hours Visa Contact Information:

(800) 543-5073 Report a lost or stolen card
Outside U.S., call collect (727) 570-4881

(800) 890-5097 Declined transactions and you received a call from Card Member Security
Outside U.S., call collect (727) 227-2447

To be eligible for our Visa Platinum Rewards Starter Card, members must be 18 or older, have no adverse credit history and have a job or a co-signer to qualify. Visa: Complete Visa Card Account Agreement and Truth-in-Lending Disclosure. Visa Rewards: Complete Visa Terms & Conditions. Cash advances and balance transfers do not qualify to earn points.

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