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Personal & Share Secured Loans

Whether it’s backyard landscaping, a home gym or college tuition, we can provide the financing for what’s on your to-do list. With a low rate, affordable payments and a fixed term, our personal loans are suited to your personality.

With instant loan decisions, online or by phone, you'll have the money you need in no time.

Loan amount up to $5000
Fixed term of up to 24 months


Rates as low as 7.99% APR
Loan amount up to $10,000
 
Fixed term of up to 60 months

Already have a personal loan with another lender?  Find out how much you may be able to save with Loan Saver.  Our online calculator can determine if you can save money on your existing loans by refinancing with us.  It's free, simple and you can calculate potential savings in just minutes.
 

Personal Loans
Maximum term based on loan amount
Loan Amount Maximum Term
$500 - 1,499 12 months
$1,500 - 2,999 24 months
$3,000 - 5,999 36 months
$6,000 - 9,999 48 months
$10,000 or more 60 months
 
 
Share Secured Loans
Borrow up to 100% of the available funds in your savings account.  The rate is determined by adding 2% to the savings rate.The funds will remain on deposit and will not be available for use, but will continue to earn dividends.

Maximum term based on loan amount
 
      Loan Amount Maximum Term
      $500 - 1,499 12 months
      $1,500 - 2,999 24 months
      $3,000 - 5,999 36 months
      $6,000 - 9,999 48 months
      $10,000 or more 60 months
 
 
Certificate-Secured Loans
Borrow up to 100% of the certificate's value.  The maximum term is the maturity date of the certificate.  The rate is determined by adding 2% to the certificate rate.  The funds will remain in the certificate and will not be available for use, but will continue to earn dividends.  

Apply online for by phone at (888) 858-6878 for an instant loan decision.

 

Personal Loans may not be used to refinance an existing Pacific Service CU loan.

    
 
 
Federally insured by NCUA
Equal Housing Lender
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