Our balance transfer special is back! For a limited time, we are offering you an incredibly low, fixed introductory rate as low as 3.99% APR through February 28, 2022.
At the end of the promotional period, the interest rate won't skyrocket like other lenders. Instead, whatever balance is remaining will simply adjust to our regular variable rate which is currently as low as 7.25% APR.
Unlike other lenders, we have no balance transfer fee...that equals huge savings!
To receive this special 3.99% promotional APR balance transfer rate, you must transfer your higher rate balances by March 31, 2021.
Visa Platinum Rewards cardholders:
Apply for a Visa Platinum Rewards card:
Offer Details: Only balances transferred between January 4 and March 31, 2021 in-branch, over the phone or through the online balance transfer form qualify for the promotional rate. Online/mobile transfers and convenience check transactions are excluded. If you request a check made payable to another card issuer, continue to make your monthly payment on these other issuer accounts until the payment for the transferred amount appears on your other issuer’s statement. Pacific Service CU is not responsible for late payments, interest or fees on your other issuer’s account. Qualified transfers will receive the promotional rate through the February 28, 2022 billing cycle. After February 28, 2022, the standard purchase APR will apply to any remaining balance transferred during the promotional period. Other Information: There is no fee for the transaction; however, no grace period applies. Balances can be transferred up to your available credit limit. Balance transfers accrue interest from the transaction date. Purchase balances will continue to accrue interest at the established purchase APR. Purchase transactions will incur interest unless you pay the entire balance, including any transferred balances, by the monthly payment due date. To avoid paying interest on purchases, you must pay the entire account balance each month. If your account becomes delinquent, the promotional balance transfer rate will increase to the established purchase APR. Balance transfers cannot be used to pay off other Pacific Service CU loans. Balance transfers do not qualify to earn reward points.