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Ring in big savings - 3x reward points for balance transfers!

Transfer your balances. Rack up rewards.

Earn 3x reward points when you transfer your existing high-rate credit card balances from another lender to a low-rate Pacific Service CU Visa Platinum Rewards card! That's right, earn three points for every $1 you transfer. Better yet, there's no balance transfer fee. With rates as low as 8.90% APR, you'll save money and pay off your balances in less time. How's that for a happy New Year?

Hurry, this limited 3x points offer expires February 28, 2017!

Transferring balances is easy:

Receive a loan decision in minutes when you apply online for your new Visa Platinum Rewards card or call a member service representative at (888) 858-6878.

Visa: Complete Visa Card Account Agreement and Truth-in-Lending Disclosure. Annual percentage rate (APR) as of January 3, 2017 and is subject to change. The APR is variable and ranges between 8.90% - 13.90% based on creditworthiness at the time of application. After that, the rate will vary with the market based on the Prime Rate. Foreign transaction fees are 0.80% of each foreign transaction in U.S. dollars or 1.0% of each foreign transaction in a foreign currency.

Offer details: Only balance transfers processed between January 3 – February 28, 2017 in-branch, over the phone or through the online balance transfer form are eligible to earn 3x reward points. Balances transferred through BranchLine or convenience checks are excluded from the 3x points offer. There is no fee for the transaction; however, no grace period applies. Balance transfer amount will be deposited to your credit union savings account. Balances transferred up to your established or newly established credit limit. If you want to close the account, you will need to contact the issuer directly. Offer cannot be used to transfer or payoff Pacific Service CU loan balances. Points will be credited by March 31, 2017. Member must be in good standing to receive 3x points incentive.

Your purchase transactions will incur interest unless you pay your entire account balance, including balance transfers, by the monthly payment due date. If you want to avoid paying interest on purchases, you must pay your entire account balance each month. Some restrictions may apply.

Cash advances do not qualify to earn reward points. Use of points is subject to ScoreCard Rewards program Terms and Condistions. Visit the ScoreCard redemption site for complete details. You understand and agree that your balance transfer request is subject to Pacific Service Credit Union’s approval, at its sole discretion. For further details, please refer to your Visa Card Account Agreement and Federal Truth-in-Lending Disclosure.

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