Welcome to the first day of the rest of your life. We have the financial products, services and information to ease your transition into the “real world.” Now that you’re a graduate, you’ll find that money will play an even bigger part of your life: getting it, spending it, saving it, and even understanding it.

First things first ...

If you just graduated from high school and plan to go to college, visit Planning for College for college-related information.

If you just graduated from high school or college and plan to enter the workforce, visit My First Job for related information.
Start saving your money
Before you start spending too much too soon, begin a savings plan by putting money away into a savings account or certificate account with automatic transfers. A savings plan can help you put money away for big ticket items and unexpected expenses.  And better yet, if you're 23 or under, you can begin earning higher dividends with as little as $100.

Start using your money
With our FirstStep Checking Account and Visa check card, you can pay for life’s essentials, as well as the fun stuff. Use your Visa debit card to access your money and make purchases wherever you see the Visa logo. You can even use your check card to withdraw money at more than 30,000 free ATMs.  If you use an ATM that is not part of our network, we’ll reimburse the ATM fee, up to $3 per transaction and $12 per month.

For your online or offline spending needs try our Visa Starter Card. No credit history? No problem. If you’re between 18 and 23 and have a job, you qualify for our starter credit card. With controlled spending and timely payments, you'll be on your way to establishing a good credit history.  If you already have credit card debt, use our Loan Saver service to see if you can save money by transferring your higher rate balances to us.  

Start managing your money
We offer three convenient money management tools with BranchLine online banking, free mobile banking and ExpressLine telephone banking. With access to a phone, computer or mobile device, you’ll have everything you need to stay on top of your account information like balances, cleared checks and deposits. We also offer free eStatements and free bill pay so you can keep track of your finances electronically, while you eliminate paper waste.

Ready for a new car?
Be sure to visit Buying a Car for car-related information. The credit union also offers a special auto loan program just for college grads. You can receive an instant loan decision online or by phone.

Moving out on your own?
Don’t forget to submit a change of address. Simply login to BranchLine online banking at left to send a secure email, or download a Change of Address form and mail or fax it to the credit union.
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