Certificate Accounts

Certificate accounts typically pay higher rates than traditional savings accounts.  Simply choose the length of time or “term” and receive a guaranteed rate.  If you're 23 or under, we offer the added benefit of lower certificate minimums.  So you can start earning higher dividends with as little as $100.

We offer three certificate options:  Regular, IRA or Education Savings Accounts (ESA). IRA and ESA accounts may offer tax benefits.  We recommend that you speak with your tax advisor for details.

There's absolutely no risk, your earnings are guaranteed and your savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). 
Our certificate account features:
Flexible terms – choose from 6 months to 5 years
$1,000 minimum opening deposit
$100 for members 23 and under
$500 for IRA or Education Savings Account options
No monthly fees
Dividends compounded and paid monthly

Open an account online – it only takes minutes.

Fees may reduce earnings and a penalty may be imposed for early withdrawals.
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