Rates effective as of April 17, 2014

Vehicle Loan Rates


Maximum Term

New and Used Vehicle 2.24% - 18.24% 72
New and Used Motorcycle 5.54% - 18.24% 72
New and Used Boat & RV 6.24% - 16.79%


First-time Auto Borrower 5.74% - 7.74%* 60

Annual Percentage Rates (APR) are subject to change.  Rate, maximum term, maximum loan amount and advance amount based on credit qualifications.  Maximum term varies based on loan amount.  A 1.00% APR increase may apply to loans without automatic payment.  Lowest quoted rate assumes 1) a 0.25% APR discount with Relationship Checking account and 2) automatic payment.  A $200 fee applies to reduce the rate of an existing PSCU loan.  The credit union reserves the right to determine collateral value based on industry recognized guides or full appraisal.  Collateral protection insurance is required to obtain any secured loan.  Must be 18 or older to apply.  Loans subject to all Credit Union policies and procedures.  Call for details.  Representative example: Pay $14.86 per month per $1,000 borrowed for 72 months at 2.24% APR with up to 100% financing.

*First-time Auto Borrower rate: click here for discounts and details.  Lowest quoted rate is for 80% or less LTV and assumes automatic payment.  Highest rate is for LTV of 81% or greater.  A 1.00% APR increase applies if payment exceeds 15% of gross monthly income. Maximum LTV 90%. Call for details.


   Home | Life101 Home | Accounts | Tools | Life Lounge | Contact Us Follow Us On f t Font Size
Federally insured by NCUA
Equal Housing Lender

For website security purposes and to ensure that access to the Pacific Service Credit Union (PSCU) website remains available to all users, PSCU may enable the use of software programs to monitor and record network traffic to identify unauthorized attempts to upload or change information or otherwise cause damage. Unauthorized attempts to upload information or change information on this website and any other illegal activities are strictly prohibited, may be reported to law enforcement agencies and may be punishable under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

Protecting your privacy is our top priority - View Our Privacy Policy