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Rates effective as of April 17, 2014
 
Visa and Personal Loans
 
 

APR
Maximum Term (in months)
Visa Platinum and Visa Platinum Rewards 8.90% - 13.90%
N/A

Personal Closed End

                 3.99% - 6.99%                           24
Personal Closed End 7.99% - 17.99% 60
Share-Secured Account rate plus 2.00% N/A
Certificate-Secured Certificate rate plus 2.00% N/A
 
24 Month Personal Loan Special: Annual Percentage Rate (APR) as of December 26, 2013 and is subject to change. Lowest rate quoted. Rate may be up to 3.00% APR above quoted rate based on creditworthiness at the time of application. Personal loan may not be used to refinance an existing Pacific Service CU loan. A 1.00% APR increase may apply to loans without automatic payment. Must be 18 or older to apply. Loans subject to all Credit Union policies and procedures. Representative example: Pay $85.15 per month per $1,000 borrowed for 12 months at 3.99% APR. Personal Loan up to 60 month term:  Rate, maximum term and loan amount based on credit qualifications. Representative example:  Pay $20.27 per month per $1,000 borrowed for 60 months at 7.99% APR. Call for details.
 
Visa:  The annual percentage rate is variable based on credit worthiness at the time of application.  After that, the rate will vary with the market based on the Prime Rate.  Visa Platinum Rewards:  $25 Platinum Rewards annual fee waived the first year or in conjunction with a Relationship Checking account. Checking and Visa accounts must be on the same account number.  Federally insured by NCUA.
 
 
 
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Federally insured by NCUA
Equal Housing Lender

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