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IRA Accounts


An Individual Retirement Account (IRA) may be a smart investment and an important part of a diversified portfolio for your retirement planning.  Traditional and Roth IRAs or Coverdell Education Savings (ESA) accounts allow you to save with possible tax benefits.  We reccommend that you speak with your tax advisor for details.

There's absolutely no risk, your earnings are guaranteed, and your savings are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. 

IRA choices:

Traditional – contributions may be tax deductible, earnings tax deferred

Roth – contributions are not tax deductible, qualified distributions may be tax free

Coverdell Education Savings – save money for education with tax benefits


Investment options:

Savings

Certificates

Money Market



To open an IRA account or for more information, please call a member service representative at (888) 858-6878.


 

Additional penalties may be assessed by federal and state tax authorities under regulations governing IRAs.

 
 
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