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Credit Life & Credit Disability Insurance
Protect yourself and your family in the case of an unexpected disability or death. Credit Life and Credit Disability Insurance can be purchased on all vehicle, personal and home equity loans. Credit Insurance is optional, will not affect your eligibility for a loan, and can be cancelled at any time. Full documents will be provided when coverage begins.
Eligibility: You are not eligible for disability insurance after your 66th birthday. Your co-borrower is not eligible for disability insurance. Each loan advance is covered by disability insurance only if you are working for wages or profit at least 30 hours per week on the date that you make the advance. If you are not, that particular advance will not be covered until you return to work. You are insured only for advances actually taken. You are not insured for any unused credit which may be available to you.
Eligibility: Neither you nor your co-borrower are eligible for life insurance after your 70th birthday. On open-end loans (PowerLine and Visa), the insurance will stop when you reach age 70. On closed-end loans, you are covered for the term of the loan. Maximum loan term is 120 months.
For more information, please call a member service representative at (888) 858-6878.