| 888.858.6878 | Email Us
BranchLine Online Banking
First-Time Users, click here.
Find a Branch or ATM  
Chat Button

Print
Visa
 
Our low rates and instant loan decisions make it easy to get shopping with the safety and simplicity of a Visa card.  Credit Card Connection, a non-profit consumer advocacy website, has awarded us their 5-Star rating, indicating excellence in consumer fairness.
 
Loan Saver 
Already have a credit card?  Find out how much you may be able to save with Loan Saver.  Our online calculator can determine if you can save money by transferring your existing credit card balances to us.  It's free, simple and you can calculate potential savings in just minutes.

We offer several Visa credit card options. The chart below can help you decide which card is right for you:


Visa Platinum Starter

Visa Platinum

Visa Platinum Rewards

Apply Online Now

Apply Online Now

Apply Online Now

Perfect for Members 18 or older who want to start building credit, have no adverse credit history and have a job or a co-signer Members who want the convenience of a Visa with no annual fee Members who want to earn travel or merchandise rewards.  Earn a point for each dollar spent!  Browse the Rewards catalog.
Variable APR

Current Rates
Based on credit qualifications

Current Rates
Based on credit qualifications

Current Rates
Based on credit qualifications

Annual Fee None None $25 waived the first year or with Relationship Checking
Cash advance fee None None None
Balance transfer fee None None None
Skip your loan payment option $25 per skipped payment – details $25 per skipped payment – details $25 per skipped payment – details
Additional benefits Zero Liability Coverage, Travel Accident Insurance, Free Rental Car Insurance, Emergency Worldwide Cash and Card Replacement, Travel and Emergency Assistance, Warranty Manager Service; secure online shopping with Verified by Visa Zero Liability Coverage, Travel Accident Insurance, Free Rental Car Insurance, Emergency Worldwide Cash and Card Replacement, Travel and Emergency Assistance, Warranty Manager Service; secure online shopping with Verified by Visa Zero Liability Coverage, Travel Accident Insurance, Free Rental Car Insurance, Emergency Worldwide Cash and Card Replacement, Travel and Emergency Assistance, Warranty Manager Service ; secure online shopping with Verified by Visa
 
After Hours Visa Contact Information:
 
(800) 543-5073 Report a lost or stolen card
        Outside U.S., call collect (727) 570-4881
  
(800) 890-5097 Declined transactions and you received a call from Card Member Security
         Outside U.S., call collect (727) 227-2447
  
To be eligible for our Visa Starter Card, members must be 18 or older, have no adverse credit history and have a job or a co-signer to qualify. Visa:  Complete Visa Card Account Agreement and Truth-in-Lending Disclosure.  Visa Rewards: Complete Visa Terms & Conditions. Cash advances and balance transfers do not qualify to earn points. $25 annual fee waived the first year or with Relationship Checking.  The checking and Visa account must be on the same account number.
 
 
Federally insured by NCUA
Equal Housing Lender
    Follow Us On f t Font Size



SECURITY NOTIFICATION
For website security purposes and to ensure that access to the Pacific Service Credit Union (PSCU) website remains available to all users, PSCU may enable the use of software programs to monitor and record network traffic to identify unauthorized attempts to upload or change information or otherwise cause damage. Unauthorized attempts to upload information or change information on this website and any other illegal activities are strictly prohibited, may be reported to law enforcement agencies and may be punishable under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.
Protecting your privacy is our top priority - View Our Privacy Policy