Your first auto loan made simple

We have an auto loan program especially for first-time borrowers and college graduates. It’s designed for people with little or no established credit. With our first-time borrower loan and on-time payments, you’ll be on the road to establishing a strong credit history for the future.

Rate discounts are available for the following conditions:

  • Deduct 0.50% APR for terms between 48 months or less
  • Deduct 2.00% APR if you've had the same employer for at least three years or are a graduate of an accredited college or university
  • Deduct 0.25% APR for relationship checking
Lowest quoted rate is for 80% or less LTV. Highest rate is for 81% or greater. A 1.00% APR increase applies if payment exceeds 15% or gross monthly income. Maximum LTV 95%.