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Rates effective as of April 3, 2014
Certificates - Regular, IRA, Roth and Education Savings Accounts
Annual Percentage Yield (APY) assumes dividends remain on deposit until maturity. Fees may reduce earnings and a penalty may be imposed for early withdrawal. Dividends are credited on the last day of the month and compound monthly. $1,000 minimum required to open and earn dividends; $100 for members age 23 and under; $500 for IRA. Add-on certificates: Anytime during the term, minimum add-on is $1,000, $100 for members 23 and under, $500 for IRA. Additional deposits do not advance maturity. Bump-Up Certificate: One dividend increase per term. Maturity date will not advance.