Bob, Vice President, Lending

As a not-for-profit financial institution, part of our mission is to provide the education and tools to help you make informed financial decisions.  Here are a few ways that we can help with your car.


Choosing a Car – Member Showroom
Our free Member Showroom service lets you build your car, receive a target price, and refer you to dealers in the area who have the car in inventory.  Most importantly for savvy shoppers, however, is your ability to see what others in your area actually paid for the actual car you want.  This gives you knowledge and bargaining power when you set foot in the dealership.  Try it now.


Refinancing a Car – Loan Saver
If you’re not in the market for a new car, we may be able to help you by refinancing an existing car loan.  By using our free, online Loan Saver calculator, you can determine your monthly savings.  Our rates are at an all-time low right now and rates are the same for new and used cars.  Better yet, we do all the paperwork to get your car loan paid off and transferred to us. Try it now.


Savings for Homeowners – Auto Equity
Our auto equity loan option is an excellent program often overlooked by even our most savvy members.  Qualified California homeowners can get all the tax advantages of a mortgage loan with the rate and terms of our auto loan.  That’s right, you may be able to write-off the interest you pay and effectively reduce your rate by almost 1%. See details.  With a phone call and a few minutes, you can convert your existing auto loan without a lot of paperwork.  Please consult your tax advisor regarding the deductibility of interest.  Here’s more about our auto equity option here and my article, Your home can save you money – on your car.


Instant Loan Decisions
As a credit union, we specialize in service.  We strive to make it fast and easy to work with us using these three guidelines.  1. We provide instant loan decision online or by phone.  2. Our friendly member service representatives answer the phone within 30 seconds.  3. Typically, we fund auto loans the same business day.  Receive an instant loan decision now.


Loan Calculators
Our free online calculators help you make informed decisions.  Calculate a loan payment or compare your credit union versus 0% manufacturer financing, the cost savings of a more fuel efficient vehicle and more.  Try one now.


We are available to answer your questions, calculate payments or take a loan application Monday through Friday, 7:30 a.m. to 5:30 p.m. After all, service is our middle name.


For more free articles about buying, refinancing or selling a car, select the Auto category at left.