Make room for what’s next.

Life can change quickly. Find ways to manage today while preparing for the people, plans and possibilities ahead.

Open an Account
Explore Rates
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Rethink your budget
Make room for new expenses and changing priorities while keeping your everyday finances on track.
Prepare for the unexpected
Build flexibility into your finances so surprise expenses don’t have to derail your plans.
Make your space work
Think about what your growing family needs from your home
Plan for what’s ahead
Look beyond today’s needs and start preparing for the milestones and opportunities still to come.

Products that fit the moment

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Stack Checking and Savings

Turn everyday banking habits into real benefits

Home Loans

Finance a home that fits your changing needs.

Home Equity Lines of Credit

Flexible funds when you need them.

Visa Platinum Rewards card

No annual fee, no balance transfer fee, no foreign transaction fee, no cash advance fee and the same low interest rate for purchases and cash advances.
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Plan Your Budget

See where your money goes.

Build a budget that works for where you are today and where you’re headed.

Calculate Your Budget

New Family Guides

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A Member Like You

I have been a Pacific Service CU member for 49 years and since the first day I joined, it has been a saving grace in my life and in the lives of my family.

Brenda Cato

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Ready for the next step?

Whatever your family is planning for, we have options to help you move forward.

Open an Account Contact Us

Membership at Pacific Service Credit Union is subject to all terms, conditions, and eligibility requirements applicable to membership and account ownership. Visit the following webpages for complete membership eligibility and current rates. Some restrictions apply. Membership requires the opening of a primary savings account with a minimum balance of $5.00.

Must be 18 or older to apply. Loans subject to all credit union policies and procedures. For current information, please call a member service representative at (888) 858-6878.

Starter Visa: Must be 18 or older, have no adverse credit history and have a job or a co-signer to qualify.

Visa: Annual Percentage Rate (APR) as of September 9, 2026. APR is variable and ranges between 10.75% and 15.75% and is based on creditworthiness at the time of application. After that, the rate will vary with the market based on the Prime Rate. Cash advances and balance transfers do not qualify to earn reward points. Use of points is subject to ScoreCard Rewards Terms and Conditions. Complete Visa Card Account Agreement and Truth-in-Lending Disclosure.

Rewards: Cash advances and balance transfers do not qualify to earn reward points. Use of points is subject to the ScoreCard Rewards program Terms and Conditions. Visit the ScoreCard redemption site for complete details.