Make your first money moves

Start with the right accounts, tools and habits to make more of your money and what’s next.

Open an account
View accounts
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Get set up
Find the right accounts for managing your everyday money
Create a budget
Get a clear picture of where your money goes and make choices that support your goals
Build your financial foundation
Start establishing credit and healthy money habits.
Save for what’s next
Build an emergency fund and start saving toward your next goal.

Build your financial foundation

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Stack Checking

Make everyday banking more rewarding with benefits that grow with you.

Stack Savings

Build your savings for emergencies, goals and whatever comes next.

Visa Platinum Rewards

No annual fee, no balance transfer fee, no foreign transaction fee, no cash advance fee and the same low interest rate for purchases and cash advances.

Auto Loans

Find flexible financing for your first car or your next one, with a payment that fits your budget.
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Plan your Budget

Turn your income and expenses into a plan you can feel good about.

Start budgeting

Building your financial foundation

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A Member Like You

Pacific Service CU has always been there when I needed them. I have been a member for over 25 years and will continue to be a member because of their business model.

Austin G.

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Let’s help you get off to a strong start

Whether you’re opening your first account, building credit or learning to budget, we’re here to help you take the next step.

Explore Accounts Set your budget

Must be 18 or older to apply. Loans subject to all credit union policies and procedures. For current information, please call a member service representative at (888) 858-6878.

Starter Visa: Must be 18 or older, have no adverse credit history and have a job or a co-signer to qualify.

Visa: Annual Percentage Rate (APR) as of September 9, 2026. APR is variable and ranges between 10.75% and 15.75% and is based on creditworthiness at the time of application. After that, the rate will vary with the market based on the Prime Rate. Cash advances and balance transfers do not qualify to earn reward points. Use of points is subject to ScoreCard Rewards Terms and Conditions. Complete Visa Card Account Agreement and Truth-in-Lending Disclosure.

Rewards: Cash advances and balance transfers do not qualify to earn reward points. Use of points is subject to the ScoreCard Rewards program Terms and Conditions. Visit the ScoreCard redemption site for complete details.

Membership at Pacific Service Credit Union is subject to all terms, conditions, and eligibility requirements applicable to membership and account ownership. Visit the following webpages for complete membership eligibility and current rates. Some restrictions apply. Membership requires the opening of a primary savings account with a minimum balance of $5.00.