Not a Big Bank. Better.

Better rates, fewer fees, and banking that rewards your everyday behavior.

Stack Checking
1.25%APY
Stack Savings
3.00%APY
Debit Card Spending
1%cash back*
woman on phone

We’ll help you get there.

Checking & Savings Accounts

Spend, save and earn more with accounts built for everyday

Home Loans

Purchase, refinance or use your equity

Auto Loans

Low rates whether you're buying new, buying used or refinancing

Cards & Personal Loans

Borrow with confidence for life's planned and unexpected expenses
Woman laying in bed and looking at phone

Bank from anywhere.

Manage your money anytime, anywhere with secure online and mobile banking. Deposit checks, pay bills, send money with Zelle®, monitor your credit score and more—all from your computer or mobile device.

More than a bank, neighbors.

Every day, we put people before profits. For the past 11 years, Pacific Service CU has been recognized by the San Francisco Business Times and Silicon Valley Business Journal as a Top Corporate Philanthropist — joining a select group of organizations that contribute more than 2% of their net earnings to charitable causes.

$250K+
Given back to local communities annually
30+
Nonprofit organizations supported
300+
On-site visits delivering financial education, and personalized support to workplaces and partners
Two People smiling
4.8
800+ Google Reviews
90
Years serving Northern California
NCUA
Federally insured by NCUA

Member benefits and wellness

Free financial education and counseling, discounted trust and estate planning services in addition to low-rate loans and high savings rates to help you strengthen your financial future.
Demo CTA image

Here you're more than an account number. Become a member.

Membership at Pacific Service Credit Union is subject to all terms, conditions, and eligibility requirements applicable to membership and account ownership. Visit the following webpages for complete membership eligibility and current rates. Some restrictions apply. Membership requires the opening of a primary savings account with a minimum balance of $5.00.