Make the most of what comes next

Whether you’re planning for retirement or already enjoying it, find tools, products and guidance to help you move forward with confidence.

Open an Account
Explore Rates
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See where you stand
Get a clearer picture of your retirement goals, timeline and current savings.
Set your goal
Use the retirement calculator to estimate how much you may need and how your savings could grow.
Build your savings
Explore retirement accounts and savings options that can help you work toward your goal.
Stay on track
Review your progress over time and adjust your savings strategy as your needs change.

Build for what’s ahead.

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Certificates

Put your savings to work with a range of terms and rates.

Money Market Accounts

Keep your savings accessible while earning competitive dividends.
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Plan for Retirement

401(k) Savings Calculator

See how your savings can add up

Calculate Retirement Savings

Good to know
for what’s next

Visit the Blog
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Plan for the Future

Understanding IRAs

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A Member Like You

My interaction was seamless and a walk in the park. I believe Pacific Service CU works with their members to help them achieve their financial goals.

Michael N.

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Make the next chapter your own.

Whether you’re planning for retirement or already enjoying it, find tools, products and guidance to help you move forward with confidence.

Contact Us

Membership at Pacific Service Credit Union is subject to all terms, conditions, and eligibility requirements applicable to membership and account ownership. Visit the following webpages for complete membership eligibility and current rates. Some restrictions apply. Membership requires the opening of a primary savings account with a minimum balance of $5.00.

Must be 18 or older to apply. Loans subject to all credit union policies and procedures. For current information, please call a member service representative at (888) 858-6878.

Starter Visa: Must be 18 or older, have no adverse credit history and have a job or a co-signer to qualify.

Visa: Annual Percentage Rate (APR) as of September 9, 2026. APR is variable and ranges between 10.75% and 15.75% and is based on creditworthiness at the time of application. After that, the rate will vary with the market based on the Prime Rate. Cash advances and balance transfers do not qualify to earn reward points. Use of points is subject to ScoreCard Rewards Terms and Conditions. Complete Visa Card Account Agreement and Truth-in-Lending Disclosure.

Rewards: Cash advances and balance transfers do not qualify to earn reward points. Use of points is subject to the ScoreCard Rewards program Terms and Conditions. Visit the ScoreCard redemption site for complete details.

$1,000 minimum required to open account and earn dividends; $100 for members age 23 and under. Fees may reduce earnings and a penalty may be imposed for early withdrawals.

IRA: IRA and Coverdell ESA options may provide tax benefits. Contact a tax advisor for details. Fees may reduce earnings and a penalty may be imposed for early withdrawals. Additional penalties may be assessed by federal and state tax authorities under regulations governing IRAs. $500 minimum required to open an IRA certificate and earn dividends.