Personal Loan Calculator

Membership at Pacific Service Credit Union is subject to all terms, conditions, and eligibility requirements applicable to membership and account ownership. Visit the following webpages for complete membership eligibility and current rates. Some restrictions apply. Membership requires the opening of a primary savings account with a minimum balance of $5.00.

Annual percentage rates (APR) as of September 9, 2026 and are subject to change without notice. Collateral protection insurance is required to obtain any secured loan. Must be 18 or older to apply. Loans subject to all credit union policies and procedures. For current information, please call a member service representative at (888) 858-6878.

Personal loans
Rate, maximum term and loan amount may vary based on credit qualifications. Quoted rate assumes a 0.25% APR discount for borrowers who maintain an automatic payment from their Pacific Service Credit Union checking account. Personal loan may not be used to refinance an existing PSCU loan. Representative example: Pay $31.80 per month per $1,000 borrowed for 36 months at 8.99% APR.