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Mechanical Repair Coverage

Cover. Costly. Repairs.


Essential Protection Against Costly Auto Repairs
A car breakdown can be troubling enough without the added worry of expensive repairs. With Mechanical Repair Coverage (MRC) you can help limit unexpected covered repair costs as your vehicle ages, potentially saving you thousands of dollars at any authorized repair facility.

Benefits of MRC:
  • Supplement existing warranty – if your purchased or factory warranty are set to expire, add MRC so you’re always covered in the event you need repairs
  • Rental reimbursement – up to $35 per day (5-day maximum, 10-day maximum for parts delay); available on the first day of a covered repair
  • 24-hour emergency roadside assistance – up to $100 per occurrence; includes towing, battery jumpstart, fluid delivery, flat tire assistance and lock-out service
  • No out of pocket expense (except for any deductible) – the administrator pays the repair facility directly for the covered repair
  • Transferable – if you sell your vehicle privately, the coverage can be transferred (for an administrative fee)

To enroll, please call a member service representative at (888) 858-6878 today!


Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. DBA Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. DBA The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

The purchase of Mechanical Repair Coverage is optional. This website provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured.











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