Money Matters Blog
Practical tips on saving, borrowing, planning ahead, and staying safe.
Buy & Borrow - August 2026
Not All Balance Transfer Offers Are Created Equal
At the beginning of the year, many consumers want to reduce or eliminate lingering credit…
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Buy & Borrow - April 2025
Your Guide to Home Equity Loans
Owning a home offers some potential financial advantages. One of them is equity, or the…
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Buy & Borrow - December 2024
Understanding Car Payments
Borrowing money for a car means you'll receive a new monthly payment along with a…
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Buy & Borrow - November 2024
Financial Wellness: Crushing Debt
Being in debt doesn't have to be a way of life. Through dedicated action and…
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Buy & Borrow - August 2024
Choosing the Right Credit Card
In the ever-evolving financial landscape, credit cards provide a diverse array of features, including appealing…
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Buy & Borrow - May 2024
Understanding Credit Utilization
Credit utilization refers to the percentage of available credit that you're using across credit cards…
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Membership at Pacific Service Credit Union is subject to all terms, conditions, and eligibility requirements applicable to membership and account ownership. Visit the following webpages for complete membership eligibility and current rates. Some restrictions apply. Membership requires the opening of a primary savings account with a minimum balance of $5.00.