Money Matters Blog

Practical tips on saving, borrowing, planning ahead, and staying safe.

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Buy & Borrow - August 2026

Not All Balance Transfer Offers Are Created Equal

At the beginning of the year, many consumers want to reduce or eliminate lingering credit… More
A small wooden house model resting on the tallest of several rising stacks of coins with seedlings growing from them.
Buy & Borrow - April 2025

Your Guide to Home Equity Loans

Owning a home offers some potential financial advantages. One of them is equity, or the… More
A salesperson showing a car to a customer at a dealership.
Buy & Borrow - December 2024

Understanding Car Payments

Borrowing money for a car means you'll receive a new monthly payment along with a… More
A couple on a sofa celebrating as they read a document together.
Buy & Borrow - November 2024

Financial Wellness: Crushing Debt

Being in debt doesn't have to be a way of life. Through dedicated action and… More
A woman sitting on the floor beside a sofa with a laptop, raising her arms in celebration while holding a card.
Buy & Borrow - August 2024

Choosing the Right Credit Card

In the ever-evolving financial landscape, credit cards provide a diverse array of features, including appealing… More
A customer paying with a card at a card reader on a shop counter.
Buy & Borrow - May 2024

Understanding Credit Utilization

Credit utilization refers to the percentage of available credit that you're using across credit cards… More
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Membership at Pacific Service Credit Union is subject to all terms, conditions, and eligibility requirements applicable to membership and account ownership. Visit the following webpages for complete membership eligibility and current rates. Some restrictions apply. Membership requires the opening of a primary savings account with a minimum balance of $5.00.