Guaranteed Asset Protection (GAP)

Essential protection for your vehicle loan.

In the event that you’re in an accident and your vehicle is deemed a total loss, or if your vehicle is stolen, there can be a significant gap between what you owe on your loan and what your auto insurance will cover in terms of repairs. Guaranteed Asset Protection (GAP) may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss, helping you avoid making payments on a loan for a vehicle you no longer own.

We’re also able to offer GAP at a fraction of the dealer cost. Already purchased GAP through the dealer? You can get a prorated refund from the dealer and put our coverage in its place.

Better yet, should you have to use your GAP coverage, we’ll give you up to $1,000 towards your next vehicle purchase!

To enroll, please call a member service representative at (888) 858-6878 today!

Your purchase of MEMBERS CHOICE^TM Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with Pacific Service Credit Union. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

Swipe to see more