In the event that you’re in an accident and your vehicle is deemed a total loss, or if your vehicle is stolen, there can be a significant gap between what you owe on your loan and what your auto insurance will cover in terms of repairs. Guaranteed Asset Protection (GAP) may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss, helping you avoid making payments on a loan for a vehicle you no longer own.


We’re also able to offer GAP at a fraction of the dealer cost. Already purchased GAP through the dealer? You can get a prorated refund from the dealer and put our coverage in its place.

Better yet, should you have to use your GAP coverage, we’ll give you up to $1,000 towards your next vehicle purchase!

To enroll, please call a member service representative at (888) 858-6878 today!