Free. Financial. Fitness.
Financial fitness begins with a simple first step. In partnership with
BALANCE, our members have access to free financial counseling and interactive education courses to help begin the journey to financial freedom.
Free Financial Counseling
Members have access to free, confidential financial counseling. We’ve partnered with
BALANCE, a leader in financial education and resources, to offer this complimentary service.
BALANCE counselors can assist with:
- Budgeting
- Housing
- Debt repair
- Student loans
- Credit report review
- Money management
- Identity theft solutions
To talk to a financial counselor, please call (888) 456-2227.
Counselors are available:
- Monday–Thursday, 7:30 a.m.–6 p.m. PT
- Friday, 7:30 a.m.–5 p.m. PT
- Saturday, 9 a.m.–2 p.m. PT
Upcoming Webinar - Becoming a Homeowner II: The Mortgage and Buying Process
Navigating the mortgage process is the next step after you are financially prepared to buy a home. Our upcoming webinars are designed to equip you with the knowledge to make confident, informed decisions.
We'll guide you through every stage, from comparing mortgage options and making a competitive offer to successfully closing on your new home. Join us to learn how to avoid common pitfalls and ensure your purchase is a sound investment that supports your long-term financial health.
Upcoming sessions:
- Tuesday, June 2, 2026, 10:30 a.m. PT
- Thursday, June 11, 2026, 2 p.m. PT
Our free, interactive courses and tools provide valuable tips and insights into managing your money, borrowing and saving, protecting your finances and planning for the future. The items below are just a sample of the modules available. Topics range from saving for higher education, protecting your identity and retirement planning. Each module takes only a few minutes to complete. Get started on the path to financial fitness today.
| Financial Foundations |
Building Financial Capability |
Preparing for Retirement |
Investing in Your Future |
|
Build Better Credit
|
Budgeting for Families |
401(k) Plans |
529 Plans |
| Checking Accounts |
Creating a Budget |
Annuities |
Building Emergency Savings |
| Credit Cards |
Debt Management |
Estate Planning |
Certificates |
| Mobile and Online Banking |
Healthy Financial Habits
|
Individual Retirement Accounts (IRAs) |
Paying for College |
| Preventing Overdraft Fees |
Identity Protection |
Planning for Retirement |
Savings Accounts |
| Teaching Kids to Budget |
Taxes: The Basics |
Wealth transfer |
|
| Financial Foundations |
Building Financial Capability |
Preparing for Retirement |
Investing in Your Future |