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Free. Financial. Fitness.
Financial fitness begins with a simple first step. In partnership with BALANCE, our members have access to free financial counseling and interactive education courses to help begin the journey to financial freedom.
Members have access to free, confidential financial counseling. We’ve partnered with BALANCE, a leader in financial education and resources, to offer this complimentary service.
BALANCE counselors can assist with:
- Budgeting
- Housing
- Debt repair
- Student loans
- Credit report review
- Money management
- Identity theft solutions
To talk to a financial counselor, please call (888) 456-2227.
Counselors are available:
- Monday–Thursday, 7:30 a.m.–6 p.m. PST
- Friday, 7:30 a.m.–5 p.m. PST
- Saturday, 9 a.m.–2 p.m. PST
Don't let debt and overspending make the holiday season stressful. Join us on Wednesday, December 17, 2025 at 6 p.m. for a free webinar to learn budgeting strategies and smart tactics that will help you avoid the year-end credit card crunch and stay out of future debt traps.
Our free, interactive courses and tools provide valuable tips and insights into managing your money, borrowing and saving, protecting your finances and planning for the future. The items below are just a sample of the modules available. Topics range from saving for higher education, protecting your identity and retirement planning. Each module takes only a few minutes to complete. Get started on the path to financial fitness today.

Limited-time offer!
Refer your family and friends and you'll both get $50 when they open an account. Refer up to 10 friends and receive $500!