Go. See. Do.
Low Rate Personal Loans
Go, see and do things that you’ve been putting off. With rates as low as 9.99% APR, flexible terms up to 60 months and a simple approval process, personal loans offer easy access to low-cost cash. You can also use personal loans to pay for life events like babies, higher education and weddings. If you already have a personal loan with another lender, chances are you can reduce the rate and payment by refinancing with Pacific Service Credit Union.
Get Started
Apply online or call one of our member service representatives at (888) 858-6878. You can also visit one of our six CA branch locations in Concord, Clovis, Fresno, Livermore, Pleasant Hill, and San Ramon to learn more.
Rates as of June 1, 2025. Rates and terms subject to change without notice. Must be 18 or older to apply. Loans subject to all credit union policies and procedures. For current information, please call a member service representative at (888) 858-6878.
Personal loans
Rate, maximum term and loan amount may vary based on credit qualifications. Lowest rate quoted. Rate may be up to 9.00% APR above quoted rate based on credit qualifications. Terms range from 36 to 60 months. Personal loan may not be used to refinance an existing PSCU loan. Representative example: Pay $32.39 per month per $1,000 borrowed for 36 months at 9.99% APR.