Online Banking

Vehicle Loans

We can help finance your active lifestyle! We offer new and used car, motorcycle, boat and RV loans – all with competitive rates and affordable payments.

Cars

Our low rates and simple approval process make it easy to get behind the wheel of a new car.  We offer the same rate for new and used car loans.  Our flexible terms make it easy to find a payment that fits your budget.

Our car loans feature:

If you already have a car loan with another lender, we may be able to lower your monthly payments with our simple refinance process.  Find out how much you may be able to save with Loan Saver. Our online calculator can determine if you can save money on your existing loans by refinancing with us. It's free, simple and you can calculate potential savings in just minutes.

Receive a loan decision in minutes! Apply online or call a member service representative at (888) 858-6878 for an instant loan decision.

Maximum term based on loan amount:

Loan Amount Maximum Term
 $4,000 - 5,999 36 months
 $6,000 - 9,999 48 months
 $10,000 - 13,999 66 months
 $14,000 - 24,999 72 months
 $25,000 - 75,000 84 months

You may also be interested in:

Kelley Blue Book - research new and used vehicle prices

Member Showroom - free auto buying service

Complete rate details and representative examples.

Auto LoansVisit our Financial Resource Center and get valuable insights to help you navigate the car buying process!

 

 

 

Auto Loan Refinance

Keep your car, trade your rate

Transfer your auto loan and receive up to $300

Transfer your auto loan from another lender to Pacific Service CU and receive 1% cash back, up to $300!

  • Rates as low as 2.44% APR
  • Terms up to 72 months
  • No payments for 90 days
  • Simple, quick process

Transferring your auto loan is free, simple and only takes minutes. To apply and take advantage of the 1% cash back offer, simply:

Cell phone

Call (888) 858-6878 for an instant loan decision.

Laptop

Receive an instant loan decision online.

Paper

Complete the form and we'll call you to complete the process.

Calculate your savings
Calculate your monthly savings with our Loan Saver calculator.

 

Annual percentage rate (APR) as of April 18, 2017 and is subject to change. Lowest rate quoted. Rate may be up to 14.55% APR above quoted rate based on credit qualifications. Quoted rate assumes a 0.25% APR discount for borrowers who maintain a Relationship Checking account. Rate, maximum term, maximum loan amount and advance amount based on credit qualifications and eligible collateral. Maximum term varies based on loan amount. A $200 fee applies to reduce the rate of an existing PSCU loan. Loans subject to all credit union policies and procedures. Call for details. Representative example: Pay $14.94 per month per $1,000 borrowed for 72 months at 2.44% APR.

1% Cash Back Offer: Offer subject to change without notice. Cash back incentive is 1% of the refinanced loan balance from another lender to Pacific Service CU to a maximum of $300. Minimum loan balance is $4,000. Existing Pacific Service CU loan balances do not qualify. Cash back will be deposited to the savings account at the time of funding. We reserve the right to retain incentive dollars if the loan is closed, paid off or refinanced within the first two years. Accounts must be in good standing to receive rebate. Some restrictions may apply.

90-Day Payment Deferral: Offer subject to change without notice. Payment deferral is optional. There is no fee for the 90-day payment deferral. The interest on the loan will continue to accrue. The deferred payment(s) plus any additional accrued interest will be paid at the end of your loan. The first payment will be due 90 days from the date of booking. Other restrictions may apply.

Loan Saver: The Loan Saver service provides an estimate of potential loan savings, if any, by refinancing existing loan balances from another lender to Pacific Service CU. The potential savings calculation is based on the annual percentage rate (APR) that you enter for your existing loan against the quoted APR offered by Pacific Service CU for the remaining term of your loan. APRs and potential savings calculations may vary and are not guaranteed. All savings calculations are estimates.

Motorcycles

Our low rates and simple approval process make it easy to finance a motorcycle. We offer the same rate for new and used motorcycles. Our flexible terms make it easy to find a payment that fits your budget.

Our motorcycle loans feature:

If you already have a motorcycle loan with another lender, we may be able to lower your monthly payments with our simple refinance process.

Receive a loan decision in minutes! Apply online or call a member service representative at (888) 858-6878 for an instant loan decision.

Maximum term based on loan amount:

Loan Amount Maximum Term
$4,000 - 5,999 36 months
$6,000 - 9,999 48 months
$10,000 - 17,999 66 months
$18,000 - 40,000 72 months

You may also be interested in:

Kelley Blue Book - research new and used vehicle prices

Member Showroom - free auto buying service

Complete rate details and representative examples.

Boats

Our low rates and simple approval process make it easy to finance a boat. We offer the same rate for new and used boats. Our flexible terms make it easy to find a payment that fits your budget.

Our boat loans feature:

If you already have a boat loan with another lender, we may be able to lower your monthly payments with our simple refinance process.

Receive a loan decision in minutes! Apply online or call a member service representative at (888) 858-6878 for an instant loan decision.

Maximum term based on loan amount:

Loan Amount Maximum Term
$4,000 - 5,999 36 months
$6,000 - 9,999 48 months
$10,000 - 13,999 66 months
$14,000 - 24,999 72 months
$25,000 - 50,000 120 months
$50,001 - 75,000 144 months

Complete rate details and representative examples.

RVs

Our low rates and simple approval process make it easy to finance an RV. We offer the same rate for new and used RV loans. Our flexible terms make it easy to find a payment that fits your budget.

Our RV loans feature:

If you already have an RV loan with another lender, we may be able to lower your monthly payments with our simple refinance process.

Receive a loan decision in minutes! Apply online or call a member service representative at (888) 858-6878 for an instant loan decision.

Maximum term based on loan amount:

Loan Amount Maximum Term
$4,000 - 5,999 36 months
$6,000 - 9,999 48 months
$10,000 - 13,999 66 months
$14,000 - 24,999 72 months
$25,000 - 29,999 84 months
$30,000 - 50,000 120 months
$50,001 - 75,000 144 months

Complete rate details and representative examples.

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