Savings Accounts

Sound. Savings. Strategies.

Savings Goals Made Simple

Whether you’re saving for a rainy day or something special, a savings account is the foundation of financial fitness. At Pacific Service Credit Union, we have options for Northern California and Central Valley members who are just starting to save and for those who want to earn high yields on a large savings balance.

Compare Our Savings Accounts

Features	Savings Accounts	Money Market Accounts	Stack Savings
Perfect for:	Saving for something special	Saving for the future	Earning higher yields on savings
Minimum balance:	$5; $100 to earn dividends	$0; $2,500 to earn dividends	$5
Unlimited deposits	Yes - set up direct deposit or automatic transfer to grow the balance	Yes - set up direct deposit or automatic transfer to grow the balance	Yes - set up direct deposit or automatic transfer to grow the balance
Overdraft protection for checking:	Yes	Yes	Yes
Current rates:	Savings Rates	Money Market Rates	Stack Savings Rates

Open an account online, give us a call, or visit one of our six CA branch locations in Concord, Clovis, Fresno, Livermore, Pleasant Hill, and San Ramon to learn more.

Stack Checking and Stack Savings: Subject to all terms, conditions, and eligibility requirements applicable to membership and account ownership. Visit www.pacificservice.org for complete membership eligibility, product details, and current rates. Some restrictions apply. Membership requires the opening of a primary savings account with a minimum balance of $5.00. Final checking account establishment and Visa debit card are subject to approval through ChexSystems®. Minimum age to open a checking account is 13. Members under age 18 require a joint owner 18 or older. ATM fee reimbursement limited to $3 per transaction and $15 per month. All rates, annual percentage yields (APYs), terms, and account features are accurate as of January 2, 2026, and are subject to change at any time without prior notice. Except as otherwise provided herein, the Credit Union reserves the right to change any term of the Stack checking or savings accounts as well as termination of all such accounts. This includes, without limitation, making changes to the accounts and related benefits, fees, rates, balance and rate computation methods, as well as discontinuing or replacing such accounts and services at the Credit Union’s discretion, and making changes to further clarify the terms of products and services.

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