Watch your money bloom!

Annual percentage yield (APY) as of March 1, 2026 and is subject to change at any time without notice. APY assumes principal and dividends remain on deposit until maturity. Dividends are credited on the last day of the month and compound monthly. Fees may reduce earnings, and a penalty will be imposed for early withdrawal. Excludes commercial accounts. 8-month and 15-month certificate offer valid for regular, IRA and Coverdell ESA certificates. $1,000 minimum required to open account and earn dividends; $100 for members age 23 and under. Requires new money which is defined as funds not on deposit in any Pacific Service CU account more than 30 days prior to the certificate being opened. Upon maturity, the 8-month term will automatically renew into another 6-month certificate at the prevailing rate unless otherwise directed. Upon maturity, the 15-month term will automatically renew into another 12-month certificate at the prevailing rate unless otherwise directed. Offer subject to change and may end at any time without notice. Visit our website for complete membership eligibility, product details and current rates. Some restrictions apply.

IRA: IRA and Coverdell ESA options may provide tax benefits. Contact a tax advisor for details. Fees may reduce earnings and a penalty may be imposed for early withdrawals. Additional penalties may be assessed by federal and state tax authorities under regulations governing IRAs. $500 minimum required to open an IRA certificate and earn dividends.