Our Visa Platinum Rewards card gives you all the convenience and security you've come to expect from your credit card. We offer the same low interest rate for purchases, cash advances and balance transfers along with free rewards and state-of-the-art card security. With instant loan decisions, you'll be shopping in no time.
To be eligible for our Visa Platinum Rewards Starter Card, members must be 18 or older, have no adverse credit history and have a job or a co-signer to qualify. Visa: Complete Visa Card Account Agreement and Truth-in-Lending Disclosure. The annual percentage rate (APR) is variable and ranges between 8.90% - 13.90% based on creditworthiness at the time of application. After that, the rate will vary with the market based on Prime Rate. Foreign transaction fees are 0.80% of each foreign transaction in U.S. dollars or 1.0% of each foreign transaction in a foreign currency. Visa Rewards: Complete Visa Terms & Conditions. Cash advances and balance transfers do not qualify to earn points.