No Games. No Gimmicks. Just cash!
Simply open a new checking account and set up direct deposit of $500 or more, and we'll give you $400. Be sure to use the promo code EARN400 when you open your account to receive your $400 cash bonus.
Here are just a few benefits of opening a checking account at Pacific Service CU:
- $400 cash bonus for opening an account and setting up direct deposit of $500 or more
- Early deposit-get paid up to two days early with direct deposit
- No monthly service fees
- Access to over 30,000+ ATMs nationwide and more than 5,000 shared branch locations
- ATM fee reimbursement
- Pay bills, transfer money, and deposit checks anytime, anywhere with mobile banking
- Free overdraft protection
Setting up direct deposit has never been easier
Setting up your direct deposit is easy and can be done in minutes using our online direct deposit tool. It will allow you to switch all or a portion of your direct deposit with just a few clicks. It’s that easy!
Once you open your checking account, you will receive an email notifying you that your account has been opened. The email will include a link to our direct deposit tool. From there, your new direct deposit can be set up in minutes.
Be sure to use the promo code EARN400 when you open your account.
What's in it for you
Every day, we put people before profits. In addition to low loan rates and high savings rates, being a part of Pacific Service CU includes an entire array of cost saving benefits aimed at helping you achieve your financial goals and strengthen your financial future. You will have access to:
- Top-notch online and mobile banking platform with Zelle®
- Home buying and selling service with cash rewards
- Next Gen banking for young adults
- 24/7 member service support
- Free financial education and counseling
- Discounted trust and estate planning services
For a full list of benefits, visit our member benefits page.
Checking: Final checking account establishment and Visa debit card are subject to approval through ChexSystems. Minimum age to open a checking account is 13. Visit the following webpages for complete membership eligibility, product details and current rates. Some restrictions apply. Free overdraft protection transfers available from established savings, money market or Visa accounts. ATM fee reimbursement limited to $3 per transaction and $15 per month for Relationship checking.
Mobile banking: Mobile internet access is required to use our free mobile banking app. Check with your wireless carrier for applicable fees. The mobile banking app is accessed using the same login and password as online banking. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking or saving accounts required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Payment requests to persons not already enrolled with Zelle® must be sent to an email address.
Incentive: Newly established direct deposit must be a payroll or government direct deposit of $500 or more. Incentive will be deposited to the savings account by the 10th of the following month after the newly established direct deposit is received. The savings account may earn dividends of 0.05% annual percentage yield (APY) with a $100 minimum balance. APY as of September 1, 2025 and is subject to change without notice. Opening multiple accounts or an additional account for existing accountholders will not earn an incentive. Must use promo code EARN400 in branch or online or we can’t guarantee that the incentive will be credited. We reserve the right to retain incentive dollars if the account is closed within 90 days of opening. Members who have closed a Pacific Service Credit Union checking account in the past 12 months are not eligible. Account must be in good standing to receive incentive. Offer subject to change without notice and may be cancelled at any time. Federally insured by NCUA.
Incentive: Newly established direct deposit must be a payroll or government direct deposit of $500 or more. Incentive will be deposited to the savings account by the 10th of the following month after the newly established direct deposit is received. The savings account may earn dividends of 0.05% annual percentage yield (APY) with a $100 minimum balance. APY as of September 1, 2025 and is subject to change without notice. Opening multiple accounts or an additional account for existing accountholders will not earn an incentive. Must use promo code EARN400 in branch or online or we can’t guarantee that the incentive will be credited. We reserve the right to retain incentive dollars if the account is closed within 90 days of opening. Members who have closed a Pacific Service Credit Union checking account in the past 12 months are not eligible. Account must be in good standing to receive incentive. Offer subject to change without notice and may be cancelled at any time. Federally insured by NCUA.