Government Shutdown Assistance

Pacific Service Credit Union is committed to supporting our members with financial solutions, including hardships from the recent government shutdown. Some of the ways we can help include:

  • Loan modifications – we may be able to modify terms and defer payments
  • Skip-a-loan payments – vehicle, Visa and personal loans are eligible loans that can be skipped; detailed information is available here
  • Special assistance loans – we may be able to help bridge the gap with a limited-time personal loan
  • Certificate penalty waiver – if there is a penalty to liquidate a certificate or an IRA certificate, we may be able to waive the penalty fee
  • Share and certificate loans – borrow from savings and certificate balances at very low rates; funds remain on deposit and continue to earn dividends

For information, please call a member service representative at (888) 858-6878.











 
 
 
Skip-a-Loan payment: Members can skip non-consecutive loan payments twice during the life of the loan for vehicle and personal loans, and once in a twelve-month period for Visas. A $25 fee (FINANCE CHARGE) will apply for each loan payment skipped. The fee must be paid in advance by check or automatic withdrawal from your checking, savings or money market account. Loans with co-signers can only be processed upon receipt of a signed agreement by all parties to the loan. Home equity loans, home equity lines of credit, including no-cost refinance, consolidation loans and certificate-secured loans are ineligible for Skip-a-Loan payment. Loan must be current and opened six months with good payment history to be eligible. Other restrictions may apply. See Terms and Conditions. The interest on the loan continues to accrue, and all other terms and provisions remain unchanged. Your deferred payment(s) plus any additional accrued interest will be paid at the maturity of your loan.