Access to over 5,000 shared branches and 30,000 free ATMs nationwide
Final checking account establishment and Visa debit card are subject to approval through ChexSystems. Minimum age to open a checking account is 13. Free overdraft protection transfers available from established savings, money market or Visa accounts. Courtesy pay fee is $25 per item when you overdraw your account by check, ACH, ATM or debit card transactions. Repayment is required within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you are delinquent or in default in any other respect on any loan or obligation. Courtesy pay protection for debit and ATM transactions requires member consent. Some restrictions apply.