Online Banking

Vehicle Loan Rates

Rates effective as of October 11, 2018

  APR Maximum Term
New and Used Vehicle 3.49% - 17.99% 72
New and Used Vehicle 4.49% - 17.99% 84
New and Used Motorcycle 6.24% - 17.99% 72
New and Used Boat & RV 6.74% - 16.79% 72
New and Used Boat & RV 7.54% - 16.79 144
First-time Auto Borrower 6.54% - 8.29% 60

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Annual Percentage Rates (APR) are subject to change. Rate, maximum term, maximum loan amount and advance amount based on credit qualifications. Maximum term varies based on loan amount. Lowest quoted rate assumes a 0.25% APR discount for borrowers who maintain a Relationship Checking account. Rate increases by 2.00% APR for vehicles with 100,001 to 150,000 miles and/or are 11 model years old or older.  11 model year-old vehicles or older can be financed up to 80% loan to value.

A $200 fee applies to reduce the rate of an existing PSCU loan. The credit union reserves the right to determine collateral value based on industry recognized guides or full appraisal. Collateral protection insurance is required to obtain any secured loan. Must be 18 or older to apply. Loans subject to all credit union policies and procedures. Call for details.

Representative example: Pay $15.41 per month per $1,000 borrowed for 72 months at 3.49% APR with up to 100% financing.

First-time Auto Borrower rate: click here for discounts and details. Lowest quoted rate is for 80% or less LTV. Highest rate is for LTV of 81% or greater. A 1.00% APR increase applies if payment exceeds 15% of gross monthly income. Maximum LTV 90%.

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