Visa & Personal Loan Rates
Rates effective as of January 19, 2017
Visa and Personal Loans
|APR||Maximum Term (in months)|
|Visa Platinum Rewards and Platinum Rewards Starter||8.90% - 13.90%||N/A|
|Personal Closed End||3.99% - 6.99%||24|
|Personal Closed End||7.99% - 17.99%||60|
|Share-Secured||Account rate plus 2.00%||60|
|Certificate-Secured||Certificate rate plus 2.00%||12 months or maturity date, whichever is less|
24-month Personal Loan special: Annual Percentage Rate (APR) is subject to change. Lowest rate quoted. Rate may be up to 3.00% APR above quoted rate based on creditworthiness at the time of application. Personal loan may not be used to refinance an existing Pacific Service CU loan. Must be 18 or older to apply. Loans subject to all credit union policies and procedures. Representative example: Pay $43.42 per month per $1,000 borrowed for 24 months at 3.99% APR. Personal Loan: Terms up to 60 months. Rate, maximum term and loan amount based on credit qualifications. Representative example: Pay $20.27 per month per $1,000 borrowed for 60 months at 7.99% APR. Call for details.
Visa: The annual percentage rate is variable based on credit worthiness at the time of application. After that, the rate will vary with the market based on the Prime Rate.